Are pre-existing conditions covered?

Almost never. Enroll while your pet is young and healthy for best coverage.

Yes — every FurTools tool is free forever, no signup required.

Do you store my inputs?

No. Everything runs in your browser and nothing is sent to our servers.

Compare expected annual insurance premiums vs. self-insured savings to decide if a policy makes sense for your pet.

Monthly premium ($)

Deductible ($)

Reimbursement (%)

Expected vet claims ($/yr)

Verdict

Break-even